Paytm is India’s leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce.
In Q1 FY 2025, the company reported a revenue of ₹1,502 Cr and EBITDA before ESOP of ₹(545) Cr.
Financial Highlights:
Operating revenue of ₹1,502 Cr
Contribution profit of ₹755 Cr (margin of 50%)
EBITDA before ESOP of ₹(545) Cr
EBITDA of ₹(792) Cr
Continued focus on cost reduction, employee cost has declined by 9% QoQ
Revenue and profitability is expected to improve, driven by growth in operating parameters such as GMV, an expanding merchant base, recovery in loan distribution business and continued focus on cost optimization
Strong balance sheet with ₹8,108 Cr of cash on books; also holding stock
acquisition rights in PayPay Corporation (5.4% stake, once exercised)
1. Payments Services:
Revenue from Payment services was ₹900 Cr
Net payment margin was ₹383 Cr, GMV of ₹4.3 Lakh Cr
Merchant subscriber base for devices has reached 1.09 Cr as of June 2024
2. Financial Services: Revenue from financial services was ₹280 Cr
3. Marketing Services: Revenue from marketing services was ₹321 Cr